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Are there any mortgages especially designed for first-time buyers?

Today, first-time buyers enjoy a number of mortgage options that make purchasing a home more affordable by minimizing down payments and keeping monthly payments as low as possible during the early years of the loan. The Humphrey Team has made special arrangements with some local lenders to provide great loans for their buyers with 0-3% down. They can have you "pre-approved" in a matter of days in order to make your offer as strong as that of an all- cash buyer.

Most ARMs feature an interest rate that is often below market for the first year, and may only rise gradually after that. Loans insured by the Department of Veterans Affairs (VA) or the Federal Housing Administration (FHA) call for extremely low down payment (0-5% of the purchase price), and often offer a below market interest rate. Similarly favorable terms can also be arranged with the help of Private Mortgage Insurance or PMI.

 
 
Dos Vientos Homes For Sale - Westlake Village, CA

Humphrey Team - Homes Dos Vientos
2555 Townsgate Road Suite 200
Westlake Village, CA 91361
Phone: (805) 499-8000
Email: Sold@HumphreyTeam.com

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