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What are the different types of lenders, and how do I choose the right one for me?

Before someone lends you the money to purchase your home, they'll want to know a lot about you. And you're entitled to know as much as you can about them, too.

Getting a mortgage is not just a one-time signing of documents, a handshake and a check. You will be depending on your lender to fund the loan as promised and on time, and over the life of the loan, to keep good payment records, pay your taxes and insurance (if included in your monthly payment), and many other continuing services.

Look for a lender that has the authority to approve and process your loan locally. It's easier to obtain information on the status of your loan and discuss conditions directly with the person who will approve your loan, rather than some far away loan committee. It's important that your lender know home values and conditions in your local area. And while biggest doesn't always mean best, larger lenders do offer financial stability, reputation, qualifying procedures, and unique programs benefits.

 
 
Dos Vientos Homes For Sale - Westlake Village, CA

Humphrey Team - Homes Dos Vientos
2555 Townsgate Road Suite 200
Westlake Village, CA 91361
Phone: (805) 499-8000
Email: Sold@HumphreyTeam.com

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